The Growing Problem of Guardianship Abuse
Guardianship is a process designed to protect seniors who can no longer manage their own affairs. Tragically, predators increasingly exploit the system to take advantage of vulnerable seniors for personal...
The VA Aid and Attendance Pension Program Can Help Eligible Veterans Pay for the Cost of Long-Term Care
The Aid and Attendance Pension Benefit provides eligible veterans with tax-free pension income payments. This benefit also extends to surviving spouses of eligible wartime veterans. A married veteran can...
Are You Predisposed to Alzheimer’s Disease? What to Consider Before Taking a Genetic Test, Continued
It is important to note that if you take a genetic test and the results indicate you have APOE4, the genetic variant associated with late-onset Alzheimer's disease, you are not destined to develop Alzheimer's. ...
Are You Predisposed to Alzheimer’s Disease? What to Consider Before Taking a Genetic Test
It is now easy and relatively inexpensive for consumers to take tests that reveal basic information about their genetic health and ancestry. The market for such tests is booming, a trend that will likely...
Caregivers Must Remember to Care for Themselves, Continued
In our last post, we looked at the problem of caregiver burnout and how to tell if you may be approaching burnout. Now let’s look at how to care for yourself and your loved one. ...
Caregivers Must Remember to Care for Themselves
According to a report issued by the National Alliance for Caregivers and AARP, approximately 40 million Americans provide unpaid care to another adult. What is more, providing adequate care to a spouse...
Medicare, Medicaid, and Planning for Long-Term Care, Continued
Last time we looked at the difference between Medicare and Medicaid. Now let’s look at how they differ with respect to long-term care planning. ...
Medicare, Medicaid, and Planning for Long-Term Care
Many people are confused about the difference between Medicare and Medicaid as it pertains to the challenge of paying for expensive long-term care. This is not surprising. The two programs sound similar...
Beware of These Two Scams Targeting Seniors
Approximately 20 percent of Americans over the age of 65 have been victimized by some form of financial abuse, with the average loss per victim exceeding $120,000. While financial abuse is sometimes perpetrated...
The Benefits of an Irrevocable Living Trust
Irrevocable Living Trusts, when properly designed and implemented, can provide an almost unsurpassed level of asset protection from the high cost of long-term care. And, like Revocable Living Trusts, they...