Medicaid – LWP Marketing Toolit

The Current Administration’s Impact on Seniors (2025)

SM_Admin — Mon, 20 Oct 2025 18:44:34 +0000

The current administration has introduced policies that may significantly affect seniors, particularly concerning Medicare and Medicaid.

State Rules Matter: Why Medicaid Planning Is Not One-Size-Fits-All

SM_Admin — Mon, 20 Oct 2025 18:28:32 +0000

When it comes to planning for long-term care, many people are surprised to learn that Medicaid—while a federal program—can look very different from state to state.

How to Utilize Medicaid Spend-Downs for Your Long-Term Planning

SM_Admin — Wed, 09 Oct 2024 16:05:08 +0000

While there are income and asset limits to the Medicaid program, there exists a pervasive misconception that one must be extremely poor to qualify. Fortunately, Medicaid can provide a safety net for more of the population than it seems.

Understanding Medicaid’s Look-Back Penalties, Exemptions and Exceptions

SM_Admin — Wed, 24 May 2023 14:06:13 +0000

For an elderly person to be eligible for nursing home care, assisted living, adult foster care, or in-home care from Medicaid, they must have limited income and low assets. To prevent applicants from simply giving away their resources to relatives or friends in order to qualify for Medicaid, there is a “look-back period.”

Managing a Medicaid Crisis

SM_Admin — Tue, 21 Mar 2023 20:39:23 +0000

As of 2022, the average monthly cost of a semi-private room in an American nursing home was estimated at around $8,000 and $9,300 for a private room. These figures represent the national average and actual costs are dependent on location and the level of care required.

The Rising Costs of Medicaid and Managing a Medicaid Crisis

SM_Admin — Fri, 23 Sep 2022 18:29:37 +0000

Did you know that in the United States, the median monthly cost of a semi-private room in a nursing home is currently more than $7,900? And the cost of a private room exceeds $9,000 per month! Plus, depending on where you live, costs can even be considerably higher.

Planning For Long-Term Care: Medicare v. Medicaid

SM_Admin — Fri, 23 Sep 2022 18:27:51 +0000

Both Medicare and Medicaid can assist you with your individual long-term care plan. While the two programs sound similar, there are important differences to consider.

The Truth About Using Medicaid to Pay for Nursing Home Care

SM_Admin — Tue, 29 Mar 2022 12:50:20 +0000

Approximately 50% of all Americans who reside in nursing homes receive assistance from Medicaid to pay for their care. This is not surprising, given the extraordinarily high cost of long-term care. The real surprise is that half of all Americans don’t seek Medicaid assistance to cover nursing home costs. Why not?

What Services are Covered by Medicare? Find Out by Using Medicare’s Free App

SM_Admin — Tue, 29 Mar 2022 12:47:56 +0000

Does Medicare cover a test or procedure recommended by your doctor? You’ll know at a glance if you use Medicare’s “What’s Covered” app. It can be downloaded for free in both the Google Play Store and the Apple App Store.

What is the Medicaid Look-Back Period?

SM_Admin — Thu, 23 Sep 2021 20:37:14 +0000

Medicaid can pay for the long-term institutional care of individuals who meet certain income and asset requirements. However, if the applicant’s assets and income exceed these limits, he or she may not qualify for Medicaid assistance until the limits are met.